For more than 80 years, First Southern has been focused on meeting the financial needs of customers in the Shoals area with outstanding service. We have now expanded our outstanding service to Marshall County, AL; New Albany, MS; Bronson, FL; Clermont, FL; and Texarkana, AR! We are an independent community bank with leading edge technology but deliver it with a local flair. Our employees take pride in doing what is best for our customers and the bank.